Legal access rules around DANA and QRIS
Our Legal terms apply to the account details you submit, the phone verification used before account access, and records created when you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Access depends on local law, so you should check that you are permitted
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to use this service from your location before opening an account. We may compare account details with payment status when a wallet or bank record needs confirmation, and we keep a request trail for disputes or corrections. The same policy applies when you switch from a
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phone to desktop for account access. If you connect from Semarang, the applicable local rules still determine eligibility. Our Legal terms do not change the conditions imposed by your bank, wallet provider or local authorities.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.